DMPQ: social security benefits is one of the most important aspect of welfare state. In this context discuss the provisions of Pradhan mantrivayavandanda yojana. ( schemes)

by

with the rise in average life expectancy there is a need to provide the senior citizens with social security. Hence government of India came up with PMVVY to provide pension and hence income security.

 

Eligibility

 

A senior citizen above the age of 60 years of age will fall under the scheme.

 

Available for one year from

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the date of launch.

 

Features

  • Will provide interest of over 8% for 10 years.
  • NEFT of amount to pensioner at the end of selected time period.
  • IF a pensioner dies during the policy term of 10 years, the purchase price would be refunded to the nominee.
  • Minimum pension is of Rs. 1000 and maximum of Rs. 5000.
  • After completion of 3 year , loan facility will also be available capped at 75% of the invested amount.
  • The policy can be purchased by paying lum sum amount.
  • No medical examination is required to buy the policy.

 

 

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