DMPQ: What are the uses of Public credit registry?(Economics)

It is an information repositorythat collates all loan information of individuals andcorporate borrowers. A credit repository helps banks distinguish between a bad and a good borrower andaccordingly offer attractive interest rates to good borrowers and higher interest rates to badborrowers. The move is based on the recommendations of a committee, headed by Y.M.Deosthalee.PCR will address … Read more

DMPQ- What is Viability Gap Funding (VGF) and Job Loss Policy.

Viability Gap Funding (VGF): Under the Ministry of Finance ‘Scheme for Support to Public Private Partnerships in Infrastructure’ in the form of capital grant at the stage of project construction will be given as per the VGF guidelines. The total Viability Gap Funding under this scheme shall not exceed twenty percent of the total project … Read more

DMPQ: What are the advantages of having a coalition government in India?

Coalitions have advantages of greater representation and restraining the government from changing policy suddenly and randomly, permitting policy stability. It helps to fuse the regional aspiration with the national government thereby diluting the sub-regionalism. It prevent authoritarianism of a single majority party rule. It can prevent the undue constitutional crisis like emergency. It helps to … Read more

DMPQ- What are the different Techniques of irrigation? Considering the water crisis of India which one would you consider a sustainable one.

Surface Irrigation In this method water flows and spreads over the surface of the land. Varied quantities of water are allowed on the fields at different times. Hence, flow of water under surface irrigation comes under unsteady flow. As a result it is very difficult to understand the hydraulics of surface irrigation. However, suitable and … Read more

DMPQ- What are Natural Food Preservatives?

In the category of natural food preservatives comes the salt, sugar, alcohol, vinegar etc. These are the traditional preservatives in food that are also used at home while making pickles, jams and juices etc. Also the freezing, boiling, smoking, salting are considered to be the natural ways of preserving food. Coffee powder and soup are … Read more

DMPQ: What are the challenges faced by the fisheries sector in India?

The sector suffers from low-scale, stagnating yields of inland and freshwater aquaculture, and poor infrastructure such as cold storage facilities, leading to an estimated 15-20 per cent post-harvest loss. The access to quality seed and feed for fish farming coupled with inadequate availability of credit makes the poor fisher communities not to invest in fish … Read more